{"id":77,"date":"2008-08-30T19:19:00","date_gmt":"2008-08-30T19:19:00","guid":{"rendered":"https:\/\/mn-bankruptcy.com\/blog\/?p=77"},"modified":"2008-08-30T19:19:00","modified_gmt":"2008-08-30T19:19:00","slug":"consumer-bankruptcy-up-48-in-july","status":"publish","type":"post","link":"https:\/\/mn-bankruptcy.com\/blog\/consumer-bankruptcy-up-48-in-july\/","title":{"rendered":"Consumer Bankruptcy Up 48% in July"},"content":{"rendered":"

A few weeks ago I bookmarked an article<\/a> posted on Twin Cities Daily Planet which indicated that bankrupty<\/span> filings in Minnesota are up almost 30% for May and June of 2008 as compared to May and June of 2007. I thought it has seemed to be pretty busy around here, but I still thought the percentage was surprisingly high. Had someone told me in January of 2006, right after the “reform” legislation had gone into effect that this was going to happen, I don’t think I would have believed it. The standard wisdom at that time was that bankruptcy lawyers might be about out of business. In fact, many lawyers quit practicing bankruptcy law at that time. The new law was called BAPCPA<\/span> (Bankruptcy Abuse Prevention and Consumer Protection Act). In my opinion, the only abuse that was going on was that perpetrated<\/span> by the credit industry, and the only protection provided was for them and not consumers.<\/p>\n

Earlier this week I received a copy of Consumer Bankruptcy News, one of those old fashioned publications that is still printed on paper. In the lower right corner of page 7 was an item stating that nation-wide bankruptcy filings were up 48% in July 2008 as compared to July 2007. There were 94,124 consumer filings in July and 82,770 in June this year. That would be as if everybody in Bloomington<\/span>, Minnesota<\/span> and in Duluth Minnesota combined had filed for bankruptcy in June or July. If that keeps up, I would assume that for August it would be as if everybody in Rochester, Minnesota had filed for bankruptcy.<\/p>\n

If you should feel a need to come see me to talk bankruptcy, there’s sure no reason to feel alone.<\/p>\n","protected":false},"excerpt":{"rendered":"

A few weeks ago I bookmarked an article posted on Twin Cities Daily Planet which indicated that bankrupty filings in Minnesota are up almost 30% for May and June of 2008 as compared to May and June of 2007. I thought it has seemed to be pretty busy around here, but I still thought the … <\/p>\n

Continue reading “Consumer Bankruptcy Up 48% in July”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[4,71,69,12,28,29],"tags":[],"class_list":["post-77","post","type-post","status-publish","format-standard","hentry","category-bankruptcy","category-bapcpa","category-chapter-13","category-chapter-7","category-filing-bankruptcy","category-minneapolis-minnesota-minntonka-lawyer-attorney"],"yoast_head":"\nConsumer Bankruptcy Up 48% in July - Better Call Dave - Bankrupt MN Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mn-bankruptcy.com\/blog\/consumer-bankruptcy-up-48-in-july\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Consumer Bankruptcy Up 48% in July - Better Call Dave - Bankrupt MN Blog\" \/>\n<meta property=\"og:description\" content=\"A few weeks ago I bookmarked an article posted on Twin Cities Daily Planet which indicated that bankrupty filings in Minnesota are up almost 30% for May and June of 2008 as compared to May and June of 2007. I thought it has seemed to be pretty busy around here, but I still thought the … Continue reading "Consumer Bankruptcy Up 48% in July"\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mn-bankruptcy.com\/blog\/consumer-bankruptcy-up-48-in-july\/\" \/>\n<meta property=\"og:site_name\" content=\"Better Call Dave - Bankrupt MN Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/davidkelllylawoffice\" \/>\n<meta property=\"article:published_time\" content=\"2008-08-30T19:19:00+00:00\" \/>\n<meta name=\"author\" content=\"DaveKelly\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"DaveKelly\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/consumer-bankruptcy-up-48-in-july\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/consumer-bankruptcy-up-48-in-july\/\"},\"author\":{\"name\":\"DaveKelly\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#\/schema\/person\/a385963a920f92e1cf406fa921c98453\"},\"headline\":\"Consumer Bankruptcy Up 48% in July\",\"datePublished\":\"2008-08-30T19:19:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/consumer-bankruptcy-up-48-in-july\/\"},\"wordCount\":281,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#organization\"},\"articleSection\":[\"bankruptcy\",\"BAPCPA\",\"chapter 13\",\"chapter 7\",\"filing bankruptcy\",\"Minneapolis Minnesota Minntonka lawyer attorney\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/mn-bankruptcy.com\/blog\/consumer-bankruptcy-up-48-in-july\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/consumer-bankruptcy-up-48-in-july\/\",\"url\":\"https:\/\/mn-bankruptcy.com\/blog\/consumer-bankruptcy-up-48-in-july\/\",\"name\":\"Consumer Bankruptcy Up 48% in July - 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