{"id":6657,"date":"2021-11-12T22:39:19","date_gmt":"2021-11-12T22:39:19","guid":{"rendered":"https:\/\/mn-bankruptcy.com\/blog\/?p=6657"},"modified":"2022-09-07T18:35:47","modified_gmt":"2022-09-07T18:35:47","slug":"top-7-to-dos-before-bankruptcy-item-6-be-open-and-honest-with-your-attorney","status":"publish","type":"post","link":"https:\/\/mn-bankruptcy.com\/blog\/top-7-to-dos-before-bankruptcy-item-6-be-open-and-honest-with-your-attorney\/","title":{"rendered":"Top 7 TO DO&#8217;s before Bankruptcy:  Item 6  &#8211; Be Open and Honest with Your Attorney"},"content":{"rendered":"\n<p>By David J. Kelly, Minnesota Bankruptcy Attorney<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Please Just Tell me the Truth<\/h2>\n\n\n\n<p>Sorry, but there is no substitute for being forthcoming with your lawyer, even if it&#8217;s embarrassing or awkward to disclose certain information.  Spending time at a casino ? I really need to know that.  Living off relatives?  Tell me all about it.  Fired from your job?  Better give me the whole unpleasant story.  Been taken financial advantage of by a significant other?  You don&#8217;t have to be shy with me.  And there isn&#8217;t much I haven&#8217;t heard over the years.  Many of the reviews say I&#8217;m not judgmental.  I believe you can expect to find that this is true.  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Let&#8217;s You and Me Stay Out of Jail<\/h2>\n\n\n\n<p>All your debts have to be disclosed.  So do all your assets.  Concealing a debt, an asset or some of your income is considered bankruptcy fraud.  So is not being entirely truthful about what debts you have been paying and any relationship you might have with any particular creditor.  It might seem innocent to you, and maybe it really is, but the  law considers it a crime.  No client of mine has ever gone to jail for bankruptcy fraud, and I would like to keep it that way.  These days under current law, if my client is going to jail there&#8217;s a good chance I would be going with them.  Let&#8217;s both of us stay out of jail. <\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Top 7 TO DO&#039;S before Bankruptcy: Episode 6 - Be Open and Honest with Your Attorney\" width=\"525\" height=\"295\" src=\"https:\/\/www.youtube.com\/embed\/2FUDDtcwq9M?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><figcaption>Just tell me all about it.  Very unlikely that it&#8217;s something I&#8217;ve never heard before.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Not the Time for Creativity<\/h2>\n\n\n\n<p>Don&#8217;t try to be creative.  Because every dishonest scheme you can think of has already been thought of.  No, you can&#8217;t sell your boat to your brother for a dollar.  And you can&#8217;t have a friend hold some money for you.  The bankruptcy trustees have the resources of the FBI available if they get suspicious.  As a result, there isn&#8217;t anything they can&#8217;t find out.  <\/p>\n\n\n\n<p>Once the bankruptcy is filed, your right of privacy is pretty much gone with respect to any of the information required for the case &#8211; and that&#8217;s most everything there is to know about you.  Even if there are not criminal charges, there are plenty of other sanctions.  Your case could be dismissed without a discharge.  The discharge could be denied for all or some of your debt.  If you get a discharge, it could be revoked.  And that asset you were trying to hide, whatever it is you probably are going to lose it.  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Give Me a Chance to Solve the Problem<\/h2>\n\n\n\n<p>Your attorney is on your side.  The information which I ask for is necessary to successfully file your bankruptcy case.  If you would just be truthful with me, I can probably figure out a legal way to fix whatever you are thinking the problem might be.  Most of the things people have lied to me about could have been dealt with successfully IF ONLY my client would have told me about it BEFORE the case was filed.  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Disclaimer<\/h2>\n\n\n\n<p>I am a debt relief agency. I help people file for bankruptcy relief under the federal bankruptcy code. This post is for general information purposes only and does not create an attorney-client relationship. It is not legal advice. Seek the advice of the attorney of your choice concerning the details of your case.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Call Dave at 952-544-6356<\/h2>\n\n\n\n<p>    <\/p>\n","protected":false},"excerpt":{"rendered":"<p>By David J. Kelly, Minnesota Bankruptcy Attorney Please Just Tell me the Truth Sorry, but there is no substitute for being forthcoming with your lawyer, even if it&#8217;s embarrassing or awkward to disclose certain information. Spending time at a casino ? I really need to know that. Living off relatives? Tell me all about it. &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/mn-bankruptcy.com\/blog\/top-7-to-dos-before-bankruptcy-item-6-be-open-and-honest-with-your-attorney\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Top 7 TO DO&#8217;s before Bankruptcy:  Item 6  &#8211; Be Open and Honest with Your Attorney&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":6666,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[274],"tags":[],"class_list":["post-6657","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-7-bankruptcy-to-dos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top 7 TO DO&#039;s before Bankruptcy: Item 6 - Be Open and Honest with Your Attorney - Better Call Dave - Bankrupt MN Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mn-bankruptcy.com\/blog\/top-7-to-dos-before-bankruptcy-item-6-be-open-and-honest-with-your-attorney\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 7 TO DO&#039;s before Bankruptcy: Item 6 - Be Open and Honest with Your Attorney - Better Call Dave - Bankrupt MN Blog\" \/>\n<meta property=\"og:description\" content=\"By David J. Kelly, Minnesota Bankruptcy Attorney Please Just Tell me the Truth Sorry, but there is no substitute for being forthcoming with your lawyer, even if it&#8217;s embarrassing or awkward to disclose certain information. Spending time at a casino ? I really need to know that. Living off relatives? 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Sometimes that seems like a long time, and other days I feel as if I just started. These days my practice is devoted entirely to counseling folks concerning their financial problems and representing them in Chapter 7 and Chapter 13 bankruptcy. One thing I don't do is credit repair. When asked about matters concerning credit scores, I like to say \"I'm a very good source of unreliable information about that.\" What I mean is that I hear a lot about it from my clients who often report back to me how they are doing after their bankruptcy is completed, sometimes even years later; but having heard some stories from a few people doesn't qualify me to give any advice. I spend a lot of time with my clients. I want to be sure we get it right. There are civil and criminal penalties for concealing or providing incorrect information in a bankruptcy care, and my goal is to keep myself and my clients as far away from problems like that as possible. You can find me in MInnetonka near I-394 and Hopkins crossroad. It's ten or fifteen minutes from downtown Minneapolis. You can see parts of Plymouth, Minnesota, Golden Valley, Minnesota and St. Louis Park, Minnesota from the high ground in front of my building. If you take a look at the map, you can see that most of St. Louis Park is closer to my office than many parts of Minnetonka.","sameAs":["http:\/\/www.mn-bankruptcy.com"],"url":"https:\/\/mn-bankruptcy.com\/blog\/author\/davekelly\/"}]}},"_links":{"self":[{"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/posts\/6657","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/comments?post=6657"}],"version-history":[{"count":7,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/posts\/6657\/revisions"}],"predecessor-version":[{"id":6739,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/posts\/6657\/revisions\/6739"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/media\/6666"}],"wp:attachment":[{"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/media?parent=6657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/categories?post=6657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/tags?post=6657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}