{"id":6235,"date":"2016-09-15T17:39:27","date_gmt":"2016-09-15T17:39:27","guid":{"rendered":"https:\/\/mn-bankruptcy.com\/blog\/?p=6235"},"modified":"2016-09-15T17:52:15","modified_gmt":"2016-09-15T17:52:15","slug":"bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files","status":"publish","type":"post","link":"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/","title":{"rendered":"Bankruptcy by the Gallon: Time to Let Go of Old Closed Bankruptcy Files"},"content":{"rendered":"<p><a href=\"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/dave-filesiii\/\" rel=\"attachment wp-att-6238\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-6238 alignleft\" src=\"https:\/\/mn-bankruptcy.com\/blog\/wp-content\/uploads\/2016\/09\/dave-filesIII-150x150.jpg\" alt=\"dave-filesiii\" width=\"150\" height=\"150\" srcset=\"https:\/\/mn-bankruptcy.com\/blog\/wp-content\/uploads\/2016\/09\/dave-filesIII-150x150.jpg 150w, https:\/\/mn-bankruptcy.com\/blog\/wp-content\/uploads\/2016\/09\/dave-filesIII-100x100.jpg 100w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/a><a href=\"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/filesv\/\" rel=\"attachment wp-att-6243\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-6243\" src=\"https:\/\/mn-bankruptcy.com\/blog\/wp-content\/uploads\/2016\/09\/filesV-150x150.jpg\" alt=\"filesv\" width=\"150\" height=\"150\" srcset=\"https:\/\/mn-bankruptcy.com\/blog\/wp-content\/uploads\/2016\/09\/filesV-150x150.jpg 150w, https:\/\/mn-bankruptcy.com\/blog\/wp-content\/uploads\/2016\/09\/filesV-100x100.jpg 100w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/a>I&#8217;m not a paperless kind of guy. \u00a0Hard copies of everything in a file folder. That&#8217;s how I like to do things. \u00a0This of course means that I generate a lot of paper, and every few years I run out of storage space. \u00a0After a Chapter 13 or Chapter 7 case is completed, the discharge has been granted and the clerk&#8217;s office has closed the case, I move the file to a storage room in the back of my garage. \u00a0To me those files represent a lot of work, care, concern, blood and sweat. \u00a0Gosh I hate to get rid of them. \u00a0But a time comes when one has to let go. \u00a0One has to admit that those people really did get a fresh start, they don&#8217;t need me any more, and it&#8217;s really time to move on and let go &#8211; physically let go of the file.<\/p>\n<p><a href=\"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/proshred-truck\/\" rel=\"attachment wp-att-6244\"><img loading=\"lazy\" decoding=\"async\" class=\"size-thumbnail wp-image-6244 alignleft\" src=\"https:\/\/mn-bankruptcy.com\/blog\/wp-content\/uploads\/2016\/09\/proshred-truck-150x150.jpg\" alt=\"proshred-truck\" width=\"150\" height=\"150\" srcset=\"https:\/\/mn-bankruptcy.com\/blog\/wp-content\/uploads\/2016\/09\/proshred-truck-150x150.jpg 150w, https:\/\/mn-bankruptcy.com\/blog\/wp-content\/uploads\/2016\/09\/proshred-truck-100x100.jpg 100w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/a>So it was with mixed feelings recently that I called <a href=\"http:\/\/www.proshred.com\">Proshred<\/a>, a locally owned shredding company near me. \u00a0Prior to their arrival on the appointed day, I spent probably at least 20 hours going through all my old files deciding what it was safe to shred and what I had better still keep. \u00a0I don&#8217;t remember for sure when I did this last, but I noticed right away that for the most part the oldest files I had dated from about 2006. \u00a0What I finally wound up with was a big pile of bankruptcy files ranging from about 2006 to about 2012 in the middle of my garage floor. There was no left room to park.<\/p>\n<p>When the truck arrived as one would expect, the driver who was supposed to do all the loading work had just had back surgery. \u00a0He showed me the scar. \u00a0I was planning on helping him anyway, but it turned out to be more like he was helping me. \u00a0The files were moved from my garage to the truck using a full sized 64 gallon garbage can on wheels. \u00a0It took about eight trips. \u00a0I suppose that means I had about 512 gallons of files. \u00a0Never thought of measuring my work by the gallon before.<\/p>\n<p>I could hear the shredding blades doing their work right there at the end of my driveway. \u00a0Kind of a strange or odd end to all that concern and pain I thought. \u00a0It was comforting to hear from the driver that the remains of the files were going to be recycled and would eventually be used to make new paper at a mill somewhere near Duluth. \u00a0As the truck pulled away I felt a bit of sadness, followed by a feeling of lightness and relief.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I&#8217;m not a paperless kind of guy. \u00a0Hard copies of everything in a file folder. That&#8217;s how I like to do things. \u00a0This of course means that I generate a lot of paper, and every few years I run out of storage space. \u00a0After a Chapter 13 or Chapter 7 case is completed, the discharge &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Bankruptcy by the Gallon: Time to Let Go of Old Closed Bankruptcy Files&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[4,201,69,12,28,1],"tags":[],"class_list":["post-6235","post","type-post","status-publish","format-standard","hentry","category-bankruptcy","category-bankruptcy-discharge","category-chapter-13","category-chapter-7","category-filing-bankruptcy","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bankruptcy by the Gallon: Time to Let Go of Old Closed Bankruptcy Files - Better Call Dave - Bankrupt MN Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bankruptcy by the Gallon: Time to Let Go of Old Closed Bankruptcy Files - Better Call Dave - Bankrupt MN Blog\" \/>\n<meta property=\"og:description\" content=\"I&#8217;m not a paperless kind of guy. \u00a0Hard copies of everything in a file folder. That&#8217;s how I like to do things. \u00a0This of course means that I generate a lot of paper, and every few years I run out of storage space. \u00a0After a Chapter 13 or Chapter 7 case is completed, the discharge &hellip; Continue reading &quot;Bankruptcy by the Gallon: Time to Let Go of Old Closed Bankruptcy Files&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/\" \/>\n<meta property=\"og:site_name\" content=\"Better Call Dave - Bankrupt MN Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/davidkelllylawoffice\" \/>\n<meta property=\"article:published_time\" content=\"2016-09-15T17:39:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2016-09-15T17:52:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mn-bankruptcy.com\/blog\/wp-content\/uploads\/2016\/09\/dave-filesIII-150x150.jpg\" \/>\n<meta name=\"author\" content=\"DaveKelly\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"DaveKelly\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/\"},\"author\":{\"name\":\"DaveKelly\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#\/schema\/person\/a385963a920f92e1cf406fa921c98453\"},\"headline\":\"Bankruptcy by the Gallon: Time to Let Go of Old Closed Bankruptcy Files\",\"datePublished\":\"2016-09-15T17:39:27+00:00\",\"dateModified\":\"2016-09-15T17:52:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/\"},\"wordCount\":448,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/mn-bankruptcy.com\/blog\/wp-content\/uploads\/2016\/09\/dave-filesIII-150x150.jpg\",\"articleSection\":[\"bankruptcy\",\"Bankruptcy discharge\",\"chapter 13\",\"chapter 7\",\"filing bankruptcy\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/\",\"url\":\"https:\/\/mn-bankruptcy.com\/blog\/bankruptcy-by-the-gallon-time-to-let-go-of-those-old-closed-bankruptcy-files\/\",\"name\":\"Bankruptcy by the Gallon: Time to Let Go of Old Closed Bankruptcy Files - 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Sometimes that seems like a long time, and other days I feel as if I just started. These days my practice is devoted entirely to counseling folks concerning their financial problems and representing them in Chapter 7 and Chapter 13 bankruptcy. One thing I don't do is credit repair. When asked about matters concerning credit scores, I like to say \\\"I'm a very good source of unreliable information about that.\\\" What I mean is that I hear a lot about it from my clients who often report back to me how they are doing after their bankruptcy is completed, sometimes even years later; but having heard some stories from a few people doesn't qualify me to give any advice. I spend a lot of time with my clients. I want to be sure we get it right. There are civil and criminal penalties for concealing or providing incorrect information in a bankruptcy care, and my goal is to keep myself and my clients as far away from problems like that as possible. You can find me in MInnetonka near I-394 and Hopkins crossroad. It's ten or fifteen minutes from downtown Minneapolis. You can see parts of Plymouth, Minnesota, Golden Valley, Minnesota and St. Louis Park, Minnesota from the high ground in front of my building. 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Sometimes that seems like a long time, and other days I feel as if I just started. These days my practice is devoted entirely to counseling folks concerning their financial problems and representing them in Chapter 7 and Chapter 13 bankruptcy. One thing I don't do is credit repair. When asked about matters concerning credit scores, I like to say \"I'm a very good source of unreliable information about that.\" What I mean is that I hear a lot about it from my clients who often report back to me how they are doing after their bankruptcy is completed, sometimes even years later; but having heard some stories from a few people doesn't qualify me to give any advice. I spend a lot of time with my clients. I want to be sure we get it right. There are civil and criminal penalties for concealing or providing incorrect information in a bankruptcy care, and my goal is to keep myself and my clients as far away from problems like that as possible. You can find me in MInnetonka near I-394 and Hopkins crossroad. It's ten or fifteen minutes from downtown Minneapolis. You can see parts of Plymouth, Minnesota, Golden Valley, Minnesota and St. Louis Park, Minnesota from the high ground in front of my building. If you take a look at the map, you can see that most of St. Louis Park is closer to my office than many parts of Minnetonka.","sameAs":["http:\/\/www.mn-bankruptcy.com"],"url":"https:\/\/mn-bankruptcy.com\/blog\/author\/davekelly\/"}]}},"_links":{"self":[{"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/posts\/6235","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/comments?post=6235"}],"version-history":[{"count":22,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/posts\/6235\/revisions"}],"predecessor-version":[{"id":6266,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/posts\/6235\/revisions\/6266"}],"wp:attachment":[{"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/media?parent=6235"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/categories?post=6235"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/tags?post=6235"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}