{"id":620,"date":"2013-10-22T15:49:43","date_gmt":"2013-10-22T15:49:43","guid":{"rendered":"https:\/\/mn-bankruptcy.com\/blog\/?p=620"},"modified":"2025-08-11T19:56:14","modified_gmt":"2025-08-11T19:56:14","slug":"driven-to-bankruptcy-by-health-insurance-costs","status":"publish","type":"post","link":"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/","title":{"rendered":"Driven to Bankruptcy by Health Insurance Costs?"},"content":{"rendered":"<p>Here&#8217;s a first that may not be the last. \u00a0Received a call from a gentleman who says that because of the new health insurance law, he has to sign up for health insurance which will start in January. \u00a0The substantial per month cost will make it impossible for him to keep up with payments on his credit cards, and he wants to file for Chapter 7 bankruptcy.<\/p>\n<p>This is the first call like this that I have received, but I expect that it won&#8217;t be the last. \u00a0Of course I&#8217;m sure it can be said that he needed the health insurance anyway, and sooner or later he may have been driven to bankruptcy by the medical bills resulting from being uninsured.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Here&#8217;s a first that may not be the last. \u00a0Received a call from a gentleman who says that because of the new health insurance law, he has to sign up for health insurance which will start in January. \u00a0The substantial per month cost will make it impossible for him to keep up with payments on &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Driven to Bankruptcy by Health Insurance Costs?&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[187],"tags":[],"class_list":["post-620","post","type-post","status-publish","format-standard","hentry","category-bankruptcy-and-obamacare"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Driven to Bankruptcy by Health Insurance Costs? - Better Call Dave - Bankrupt MN Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Driven to Bankruptcy by Health Insurance Costs? - Better Call Dave - Bankrupt MN Blog\" \/>\n<meta property=\"og:description\" content=\"Here&#8217;s a first that may not be the last. \u00a0Received a call from a gentleman who says that because of the new health insurance law, he has to sign up for health insurance which will start in January. \u00a0The substantial per month cost will make it impossible for him to keep up with payments on &hellip; Continue reading &quot;Driven to Bankruptcy by Health Insurance Costs?&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/\" \/>\n<meta property=\"og:site_name\" content=\"Better Call Dave - Bankrupt MN Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/davidkelllylawoffice\" \/>\n<meta property=\"article:published_time\" content=\"2013-10-22T15:49:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-11T19:56:14+00:00\" \/>\n<meta name=\"author\" content=\"DaveKelly\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"DaveKelly\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/\"},\"author\":{\"name\":\"DaveKelly\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#\/schema\/person\/a385963a920f92e1cf406fa921c98453\"},\"headline\":\"Driven to Bankruptcy by Health Insurance Costs?\",\"datePublished\":\"2013-10-22T15:49:43+00:00\",\"dateModified\":\"2025-08-11T19:56:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/\"},\"wordCount\":127,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#organization\"},\"articleSection\":[\"Bankruptcy and Obamacare\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/\",\"url\":\"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/\",\"name\":\"Driven to Bankruptcy by Health Insurance Costs? - Better Call Dave - Bankrupt MN Blog\",\"isPartOf\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#website\"},\"datePublished\":\"2013-10-22T15:49:43+00:00\",\"dateModified\":\"2025-08-11T19:56:14+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Minnesota Bankruptcy\",\"item\":\"https:\/\/mn-bankruptcy.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Driven to Bankruptcy by Health Insurance Costs?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#website\",\"url\":\"https:\/\/mn-bankruptcy.com\/blog\/\",\"name\":\"Better Call Dave - Bankrupt MN Blog\",\"description\":\"Minnesota Bankruptcy Lawyer David Kelly discusses Filing Bankruptcy in Minnesota\",\"publisher\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/mn-bankruptcy.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#organization\",\"name\":\"Kelly Law Office\",\"alternateName\":\"Dave Kelly Law Office\",\"url\":\"https:\/\/mn-bankruptcy.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/mn-bankruptcy.com\/blog\/wp-content\/uploads\/2018\/05\/Kelly_Bnnr-3.jpg\",\"contentUrl\":\"https:\/\/mn-bankruptcy.com\/blog\/wp-content\/uploads\/2018\/05\/Kelly_Bnnr-3.jpg\",\"width\":549,\"height\":144,\"caption\":\"Kelly Law Office\"},\"image\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/davidkelllylawoffice\",\"https:\/\/x.com\/mnbankruptlawyr\",\"https:\/\/www.linkedin.com\/in\/david-kelly-5887aa7\/\",\"https:\/\/www.youtube.com\/user\/freshstartdwi\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#\/schema\/person\/a385963a920f92e1cf406fa921c98453\",\"name\":\"DaveKelly\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/25bc3be9b896136baf5897f6238b816558c7b3ecb8147373f71c203e2763a6e8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/25bc3be9b896136baf5897f6238b816558c7b3ecb8147373f71c203e2763a6e8?s=96&d=mm&r=g\",\"caption\":\"DaveKelly\"},\"description\":\"I've been practicing law in the western suburbs of Minneapolis for over 37 years. Sometimes that seems like a long time, and other days I feel as if I just started. These days my practice is devoted entirely to counseling folks concerning their financial problems and representing them in Chapter 7 and Chapter 13 bankruptcy. One thing I don't do is credit repair. When asked about matters concerning credit scores, I like to say \\\"I'm a very good source of unreliable information about that.\\\" What I mean is that I hear a lot about it from my clients who often report back to me how they are doing after their bankruptcy is completed, sometimes even years later; but having heard some stories from a few people doesn't qualify me to give any advice. I spend a lot of time with my clients. I want to be sure we get it right. There are civil and criminal penalties for concealing or providing incorrect information in a bankruptcy care, and my goal is to keep myself and my clients as far away from problems like that as possible. You can find me in MInnetonka near I-394 and Hopkins crossroad. It's ten or fifteen minutes from downtown Minneapolis. You can see parts of Plymouth, Minnesota, Golden Valley, Minnesota and St. Louis Park, Minnesota from the high ground in front of my building. If you take a look at the map, you can see that most of St. Louis Park is closer to my office than many parts of Minnetonka.\",\"sameAs\":[\"http:\/\/www.mn-bankruptcy.com\"],\"url\":\"https:\/\/mn-bankruptcy.com\/blog\/author\/davekelly\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Driven to Bankruptcy by Health Insurance Costs? - Better Call Dave - Bankrupt MN Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/","og_locale":"en_US","og_type":"article","og_title":"Driven to Bankruptcy by Health Insurance Costs? - Better Call Dave - Bankrupt MN Blog","og_description":"Here&#8217;s a first that may not be the last. \u00a0Received a call from a gentleman who says that because of the new health insurance law, he has to sign up for health insurance which will start in January. \u00a0The substantial per month cost will make it impossible for him to keep up with payments on &hellip; Continue reading \"Driven to Bankruptcy by Health Insurance Costs?\"","og_url":"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/","og_site_name":"Better Call Dave - Bankrupt MN Blog","article_publisher":"https:\/\/www.facebook.com\/davidkelllylawoffice","article_published_time":"2013-10-22T15:49:43+00:00","article_modified_time":"2025-08-11T19:56:14+00:00","author":"DaveKelly","twitter_misc":{"Written by":"DaveKelly","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/#article","isPartOf":{"@id":"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/"},"author":{"name":"DaveKelly","@id":"https:\/\/mn-bankruptcy.com\/blog\/#\/schema\/person\/a385963a920f92e1cf406fa921c98453"},"headline":"Driven to Bankruptcy by Health Insurance Costs?","datePublished":"2013-10-22T15:49:43+00:00","dateModified":"2025-08-11T19:56:14+00:00","mainEntityOfPage":{"@id":"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/"},"wordCount":127,"commentCount":0,"publisher":{"@id":"https:\/\/mn-bankruptcy.com\/blog\/#organization"},"articleSection":["Bankruptcy and Obamacare"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/","url":"https:\/\/mn-bankruptcy.com\/blog\/driven-to-bankruptcy-by-health-insurance-costs\/","name":"Driven to Bankruptcy by Health Insurance Costs? 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If you take a look at the map, you can see that most of St. Louis Park is closer to my office than many parts of Minnetonka.","sameAs":["http:\/\/www.mn-bankruptcy.com"],"url":"https:\/\/mn-bankruptcy.com\/blog\/author\/davekelly\/"}]}},"_links":{"self":[{"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/posts\/620","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/comments?post=620"}],"version-history":[{"count":1,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/posts\/620\/revisions"}],"predecessor-version":[{"id":622,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/posts\/620\/revisions\/622"}],"wp:attachment":[{"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/media?parent=620"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/categories?post=620"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mn-bankruptcy.com\/blog\/wp-json\/wp\/v2\/tags?post=620"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}