{"id":131,"date":"2010-10-20T19:19:00","date_gmt":"2010-10-20T19:19:00","guid":{"rendered":"https:\/\/mn-bankruptcy.com\/blog\/?p=131"},"modified":"2010-10-20T19:19:00","modified_gmt":"2010-10-20T19:19:00","slug":"median-incomes-drop-judges-require-new-checklist","status":"publish","type":"post","link":"https:\/\/mn-bankruptcy.com\/blog\/median-incomes-drop-judges-require-new-checklist\/","title":{"rendered":"Median Incomes Drop &#8211; Judges Require New Checklist"},"content":{"rendered":"<p>Effective November 1st there are new median income numbers for prescribed by the US Trustee&#8217;s office. The only state I have looked at is Minnesota. I don&#8217;t know if median incomes rose anywhere else, but here they seem to have dropped significantly. I am now in the process of reviewing the cases I am working on to see if these new numbers will create a problem.<\/p>\n<p>There are a few cases I was hoping to file before the end of this month. For most if not all of them there is still something I need my client to provide, such as a counseling certificate, before the case can be filed. I will be trying to contact all of those clients to emphasize how important it is to not delay. Even if you can get by with the new numbers, the cases will certainly look better if we can use the old pre-November median income table. I have already posted the new median numbers on my <a href=\"http:\/\/www.mn-bannkruptcy.com\/chapter7.html\">Chapter 7 page<\/a>. <\/p>\n<p>I mentioned in my last post that the judges of the district were unhappy with many of the younger new lawyers who are filing bankruptcies but making all sorts of mistakes. They are also displeased to learn that many clients feel abandoned by their lawyers after the case is filed. The judges and the clerk of court are getting calls from debtors who can&#8217;t seem to get their lawyers on the phone. In other cases the clients have never actually met with the person who is supposed to be their lawyer, but have only worked with other staff in that lawyer&#8217;s office. To try to remedy some of this the judges have provided a new checklist &#8211; one for Chapter 7 cases and one for Chapter 13 cases. It lists what the lawyer is supposed to be responsible for and what the debtors are responsible for. Each list runs about five pages. A copy of both lists can be found on my site under a link labeled <a href=\"http:\/\/www.mn-bankruptcy.com\/responsibility-forms.pdf\">&#8220;responsibility forms.&#8221; <\/a>  I guess I don&#8217;t mind the forms, although they do create more work.  I just wish they weren&#8217;t needed.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Effective November 1st there are new median income numbers for prescribed by the US Trustee&#8217;s office. The only state I have looked at is Minnesota. I don&#8217;t know if median incomes rose anywhere else, but here they seem to have dropped significantly. I am now in the process of reviewing the cases I am working &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/mn-bankruptcy.com\/blog\/median-incomes-drop-judges-require-new-checklist\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Median Incomes Drop &#8211; Judges Require New Checklist&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-131","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Median Incomes Drop - Judges Require New Checklist - Better Call Dave - Bankrupt MN Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mn-bankruptcy.com\/blog\/median-incomes-drop-judges-require-new-checklist\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Median Incomes Drop - Judges Require New Checklist - Better Call Dave - Bankrupt MN Blog\" \/>\n<meta property=\"og:description\" content=\"Effective November 1st there are new median income numbers for prescribed by the US Trustee&#8217;s office. The only state I have looked at is Minnesota. I don&#8217;t know if median incomes rose anywhere else, but here they seem to have dropped significantly. I am now in the process of reviewing the cases I am working &hellip; Continue reading &quot;Median Incomes Drop &#8211; Judges Require New Checklist&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mn-bankruptcy.com\/blog\/median-incomes-drop-judges-require-new-checklist\/\" \/>\n<meta property=\"og:site_name\" content=\"Better Call Dave - Bankrupt MN Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/davidkelllylawoffice\" \/>\n<meta property=\"article:published_time\" content=\"2010-10-20T19:19:00+00:00\" \/>\n<meta name=\"author\" content=\"DaveKelly\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"DaveKelly\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/median-incomes-drop-judges-require-new-checklist\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/median-incomes-drop-judges-require-new-checklist\/\"},\"author\":{\"name\":\"DaveKelly\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#\/schema\/person\/a385963a920f92e1cf406fa921c98453\"},\"headline\":\"Median Incomes Drop &#8211; 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Sometimes that seems like a long time, and other days I feel as if I just started. These days my practice is devoted entirely to counseling folks concerning their financial problems and representing them in Chapter 7 and Chapter 13 bankruptcy. One thing I don't do is credit repair. When asked about matters concerning credit scores, I like to say \\\"I'm a very good source of unreliable information about that.\\\" What I mean is that I hear a lot about it from my clients who often report back to me how they are doing after their bankruptcy is completed, sometimes even years later; but having heard some stories from a few people doesn't qualify me to give any advice. I spend a lot of time with my clients. I want to be sure we get it right. There are civil and criminal penalties for concealing or providing incorrect information in a bankruptcy care, and my goal is to keep myself and my clients as far away from problems like that as possible. You can find me in MInnetonka near I-394 and Hopkins crossroad. It's ten or fifteen minutes from downtown Minneapolis. You can see parts of Plymouth, Minnesota, Golden Valley, Minnesota and St. Louis Park, Minnesota from the high ground in front of my building. If you take a look at the map, you can see that most of St. Louis Park is closer to my office than many parts of Minnetonka.\",\"sameAs\":[\"http:\/\/www.mn-bankruptcy.com\"],\"url\":\"https:\/\/mn-bankruptcy.com\/blog\/author\/davekelly\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Median Incomes Drop - Judges Require New Checklist - Better Call Dave - Bankrupt MN Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mn-bankruptcy.com\/blog\/median-incomes-drop-judges-require-new-checklist\/","og_locale":"en_US","og_type":"article","og_title":"Median Incomes Drop - Judges Require New Checklist - Better Call Dave - Bankrupt MN Blog","og_description":"Effective November 1st there are new median income numbers for prescribed by the US Trustee&#8217;s office. The only state I have looked at is Minnesota. 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