{"id":129,"date":"2010-10-02T22:22:00","date_gmt":"2010-10-02T22:22:00","guid":{"rendered":"https:\/\/mn-bankruptcy.com\/blog\/?p=129"},"modified":"2010-10-02T22:22:00","modified_gmt":"2010-10-02T22:22:00","slug":"fall-colors-on-the-road-to-st-cloud","status":"publish","type":"post","link":"https:\/\/mn-bankruptcy.com\/blog\/fall-colors-on-the-road-to-st-cloud\/","title":{"rendered":"Fall Colors on the Road to St. Cloud"},"content":{"rendered":"<p>I had a hearing (meeting of creditors) in St. Cloud this past Thursday. I go there fairly regularly, because that&#8217;s where the initial bankruptcy hearings are for residents of Wright County &#8211; and quite a few of my clients are from Wright County. I&#8217;m really not that far from the Wright County border. Particularly since the most recent straightening of Highway 12, getting here from places like Delano, Montrose and Waverly isn&#8217;t that hard.<\/p>\n<p>That hearing was fairly early in the morning, and I got to look at the fall colors along I-94 in the early morning sun. I think the low angle of the sun in back of me as I headed northwest contributed to the drama. If those colors weren&#8217;t at their peak, it had to be about as close as I&#8217;ll ever see. Every time I came around a curve to a fresh view of reds and oranges, I was thankful that I had an excuse to be making that drive.<\/p>\n<p>The hearings in St. Cloud are at the Red Cross Building on St. Germain St. It does not at all look like a court house. In fact I would say it&#8217;s a strange place to be having hearings like that. I had my camera in the car and I was thinking of taking some pictures of the place for my web site. By the time I was done with the hearing, however, I had forgotten about taking pictures. I was concentrating on the case to the point that I didn&#8217;t remember anything about the picture idea until I was half way back.<\/p>\n<p>The drive southeast from St. Cloud allows one to contemplate the railroad which runs parallel to the freeway. Burlington Northern Santa Fe I think. Until a few years ago there were the remnants of some sort of railroad-related telephone or telegraph lines along that railroad. Every now and then as one drove along an old pole could be seen in the trees or bushes along the railroad with a few wires draped over it and hanging to the ground. Those seem to have all been removed now, because I don&#8217;t see them anymore. One time I spent a few minutes on Google trying to see if anyone had posted anything about the history of those old poles and wires, but I found nothing.<\/p>\n<p>As a kid I remember that all railroads had lots of telegraph or telephone wires running alongside. It was explained to me, I no longer remember by who, that those were private railroad communication lines so they could keep track of where the trains were and keep them from running into each other. Obviously they&#8217;ve found a better way to communicate and don&#8217;t need the wires anymore. I&#8217;m curious about it, but I can&#8217;t seem to find a write up on this topic anywhere. If anybody knows of a good place to look for such info, please let me know.<\/p>\n<p>Well, that was a good ramble. More later.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I had a hearing (meeting of creditors) in St. Cloud this past Thursday. I go there fairly regularly, because that&#8217;s where the initial bankruptcy hearings are for residents of Wright County &#8211; and quite a few of my clients are from Wright County. I&#8217;m really not that far from the Wright County border. Particularly since &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/mn-bankruptcy.com\/blog\/fall-colors-on-the-road-to-st-cloud\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Fall Colors on the Road to St. Cloud&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-129","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fall Colors on the Road to St. Cloud - Better Call Dave - Bankrupt MN Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mn-bankruptcy.com\/blog\/fall-colors-on-the-road-to-st-cloud\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fall Colors on the Road to St. Cloud - Better Call Dave - Bankrupt MN Blog\" \/>\n<meta property=\"og:description\" content=\"I had a hearing (meeting of creditors) in St. Cloud this past Thursday. I go there fairly regularly, because that&#8217;s where the initial bankruptcy hearings are for residents of Wright County &#8211; and quite a few of my clients are from Wright County. I&#8217;m really not that far from the Wright County border. Particularly since &hellip; Continue reading &quot;Fall Colors on the Road to St. Cloud&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mn-bankruptcy.com\/blog\/fall-colors-on-the-road-to-st-cloud\/\" \/>\n<meta property=\"og:site_name\" content=\"Better Call Dave - Bankrupt MN Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/davidkelllylawoffice\" \/>\n<meta property=\"article:published_time\" content=\"2010-10-02T22:22:00+00:00\" \/>\n<meta name=\"author\" content=\"DaveKelly\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"DaveKelly\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/fall-colors-on-the-road-to-st-cloud\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/fall-colors-on-the-road-to-st-cloud\/\"},\"author\":{\"name\":\"DaveKelly\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#\/schema\/person\/a385963a920f92e1cf406fa921c98453\"},\"headline\":\"Fall Colors on the Road to St. Cloud\",\"datePublished\":\"2010-10-02T22:22:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/fall-colors-on-the-road-to-st-cloud\/\"},\"wordCount\":504,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/#organization\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/mn-bankruptcy.com\/blog\/fall-colors-on-the-road-to-st-cloud\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/mn-bankruptcy.com\/blog\/fall-colors-on-the-road-to-st-cloud\/\",\"url\":\"https:\/\/mn-bankruptcy.com\/blog\/fall-colors-on-the-road-to-st-cloud\/\",\"name\":\"Fall Colors on the Road to St. Cloud - 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Sometimes that seems like a long time, and other days I feel as if I just started. These days my practice is devoted entirely to counseling folks concerning their financial problems and representing them in Chapter 7 and Chapter 13 bankruptcy. One thing I don't do is credit repair. When asked about matters concerning credit scores, I like to say \\\"I'm a very good source of unreliable information about that.\\\" What I mean is that I hear a lot about it from my clients who often report back to me how they are doing after their bankruptcy is completed, sometimes even years later; but having heard some stories from a few people doesn't qualify me to give any advice. I spend a lot of time with my clients. I want to be sure we get it right. There are civil and criminal penalties for concealing or providing incorrect information in a bankruptcy care, and my goal is to keep myself and my clients as far away from problems like that as possible. You can find me in MInnetonka near I-394 and Hopkins crossroad. It's ten or fifteen minutes from downtown Minneapolis. You can see parts of Plymouth, Minnesota, Golden Valley, Minnesota and St. Louis Park, Minnesota from the high ground in front of my building. If you take a look at the map, you can see that most of St. Louis Park is closer to my office than many parts of Minnetonka.\",\"sameAs\":[\"http:\/\/www.mn-bankruptcy.com\"],\"url\":\"https:\/\/mn-bankruptcy.com\/blog\/author\/davekelly\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fall Colors on the Road to St. Cloud - Better Call Dave - Bankrupt MN Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mn-bankruptcy.com\/blog\/fall-colors-on-the-road-to-st-cloud\/","og_locale":"en_US","og_type":"article","og_title":"Fall Colors on the Road to St. Cloud - Better Call Dave - Bankrupt MN Blog","og_description":"I had a hearing (meeting of creditors) in St. Cloud this past Thursday. 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Sometimes that seems like a long time, and other days I feel as if I just started. These days my practice is devoted entirely to counseling folks concerning their financial problems and representing them in Chapter 7 and Chapter 13 bankruptcy. One thing I don't do is credit repair. When asked about matters concerning credit scores, I like to say \"I'm a very good source of unreliable information about that.\" What I mean is that I hear a lot about it from my clients who often report back to me how they are doing after their bankruptcy is completed, sometimes even years later; but having heard some stories from a few people doesn't qualify me to give any advice. I spend a lot of time with my clients. I want to be sure we get it right. There are civil and criminal penalties for concealing or providing incorrect information in a bankruptcy care, and my goal is to keep myself and my clients as far away from problems like that as possible. 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