Archives for May 2009

Payday Max and Credit Protection Depot

I have just had a very bad experience with the above two outfits, which I believe may actually be two of many names that they hide behind. Several web pages that I found say that they are also known as “My Cash Now.”

My client had a loan from them, but it was all on line; and the client never had a physical address. I found an address after a bit of searching and used that as the address in the bankruptcy petition, but the notice from the bankruptcy court was sent back – meaning that either it was a bad address or the mail was refused.

I have spent the past hour on the phone with them. They do answer their phone. But all individuals there refuse to provide the address – except for one who put me through to a recording which said something almost too fast to write down. I think I got that address, but I’m not sure because there was no way to get the recording to play again. It was an address in British Columbia, Canada.

In my humble opinion, based on my experience with them today, I cannot characterize them as anything other than devious.

Mortgage Modification Amendment Defeated in Senate

I just received an email from NACBA – National Association of Consumer Bankruptcy Lawyers. They say that the mortgage modification in Chapter 13 Bankruptcy amendment which NACBA was trying to get passed was defeated today in the Senate. The amendment in question was to be part of the Helping Families Save Their Homes Act.

I think that means it’s totally dead for this session of Congress. Had it passed, I was going to have to find a class or seminar to attend to learn what all the bill contained as finally passed. NACBA has it’s convention in Chicago at the end of this month, and I would have had to be sure that I got there. As it is, I can probably wait till next year without missing anything essential.

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